Private Capital Solutions for Licensed Cannabis Operators
OPTIMUS PRIVATE LENDING (OPL) provides commercial real estate financing and private capital solutions for licensed cannabis operators nationwide. Whether you're acquiring property, expanding operations, refinancing existing debt, or building out facilities, we provide reliable funding with flexible underwriting designed specifically for cannabis-related real estate.
Access the capital you need to grow — backed by experienced private lending professionals and compliant lending structures.
Program Details
Interest Rate:
Rates typically range from 7.99% - 12%
Loan Size:
$1,000,000 - $20,000,000
Loan Term:
5 year Terms
30 year Amortization Available
Principle and interest only or interest only
Eligible Property Types:
Owner-Occupied Properties
Finance real estate used by your licensed cannabis business
Investor Properties
Cannabis properties leased to licensed operator
Dispensaries
Cultivation Facilities
Industrial Grow Warehouses
Processing Facilities
Mixed-Use Cannabis Properties
Max Loan to ARV:
Up to 70% LTV
Explore our other loan programs
Fix and Flip Loan
Short-term loans designed for purchasing and renovating properties, offering up to 90% financing on the purchase and 100% for renovations.
Commercial/Multifamily long Term
Maximize your investment potential, grow your portfolio, and boost your cash flow by investing in commercial and multifamily properties.
Long Term Loan
Our long-term loans are tailored for real estate investors, offering fixed rates and low monthly payments for purchases or refinancing.
Commercial Bridge
We provide short-term bridge loans tailored for commercial, mixed-use, and multi-family properties.
Refinance/Cash Out
Refinancing loans designed to help borrowers unlock and extract cash from the equity built up in their owned properties.
New Construction Loan
Hard money short-term construction loans tailored for real estate developers.