COMMERCIAL NON-QM & PRIVATE LENDING IS SURGING Commercial Non-QM & Private Lending is surging

Commercial non-QM lending has grown from 3% to 5% of the market and is projected to reach 10–15% within the next few years.

With U.S. mortgage volume around $2.3 trillion annually, the commercial private segment now reflects:

$65–$80+ BILLION per year in investor borrowing

Most of this volume comes from:

• Commercial DSCR loans

• Long-term private 30-year commercial loans

• Business-purpose non-QM commercial credit

This sector is no longer niche — it’s the backbone of modern commercial investing.